How It Works
No hidden fees. No paperwork. No hassle.
Frequently Asked Questions
What are the requirements?
– Customer who is at least 18 years of age
– Customer who has a valid U.S. State driver’s license
– Customer who has a valid bank-issued debit card or credit card
How are customers approved?
A soft credit check (this will not hurt a borrower’s credit score) is conducted on each application to determine approval amounts/contract type as well as verify a customer’s identity.
Are there any fees or penalties for paying early?
No! Your account will not be charged any fees or penalties if you pay early.
Also, if you pay off your account before the final payment is due, you won’t pay any interest that would accrue over the rest of the contract, saving you money.
I did not use the full approved amount, can I make another purchase?
Absolutely! If you keep your account current, you may redeem the remaining balance. For example, if you’re approved for $1,000 and only use $500, you may go back and use the remaining $500 as long as you continue to make payments on time.
Also, by establishing a good borrower history and paying your contracts off completely, you can make your full approval amount available again.
